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JA Financial Literacy for Michigan - Mid Michigan

In response to the new requirement that high school students in Michigan must take a half-credit personal finance course before graduation, Junior Achievement of Michigan is stepping up to help schools and students meet this mandate by utilizing the resources, experience and curriculum of our regional and national offices.

JA can help your school and students meet Michigan's new financial literacy graduation requirement with practical, hands-on financial education curricula. These three JA programs meet the requirements outlined by the Michigan Department of Education and are available to schools statewide:

JA Financial Literacy is a one-semester teacher-led course that equips Michigan high school students with foundational personal finance skills, including how to:

  • Earn and save money
  • Manage money by being a wise consumer and creating and using a budget
  • Manage bank accounts, investments, and credit
  • Assess risks and use insurance
  • Address financial problems like identity theft and debt

JA Finance Park Advanced is a teacher-led classroom curriculum that culminates with a visit to JA Finance Park, where students put into practice what they’ve learned by developing a personal budget. Students learn about successful budgeting, financial responsibility, and career

JA Personal Finance is a course where students experience the interrelationship between today's financial decisions and future financial freedom. Students will learn about money-management strategies, including earning, employment and income, budgeting, savings, credit and debt, consumer protection, smart shopping, risk management, investing, credit card usage, debt management, taxes, FAFSA and net worth.


Laura Lutterbeck, Chief Operations Officer, at

Why JA? Why Financial Literacy? And Why Now?

JA Financial Literacy

For more information about the JA Financial Literacy program, visit the JA Financial Literacy program page.

JA Personal Finance 2.0

For more information about the JA Personal Finance 2.0 program, visit the JA Personal Finance 2.0 program page.

JA Finance Park Advanced

For more information about the JA Finance Park Advanced program, visit the JA Finance Park Advanced program page.

Select a button below to see how you or your organization can get involved with Junior Achievement of Mid Michigan.

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